Roz's Home Updates

Chuck Barrington is a long time employee of BMO Bank of Montreal, and has worked with Roz for years. He will help customize a mortgage solution based on your individual needs and financial goals. He also knows a lot about new construction.

When looking for a Mortgage Specialist or Broker make sure the individual has experience...those with many years experience have the expertise to make sure you get the mortgage of your needs...also a mortgage specialist should also be someone to look at all your financial needs...not just your mortgage...they need to know your future needs...and with the overall banking experience of a mortgage specialist they will be able to show you ways to lessen your overall interest costs of holding a mortgage...or any other financial product.

Other helpful hints:

·         Are you considering moving before your mortgage matures...this will save on penalties in choosing fixed or open mortgages...

·         Do you need to be referred to other quality financial services employees...for banking accounts, lines of credit, auto loans, RRSP's or other investments.

·         Are they looking at building a long term relationship or just brokering one mortgage. 

·         Are they available to discuss your needs after the mortgage closes? Or do you have to call a toll free number to talk to someone you do not know.

·         Are they thinking of your needs in the long term...

Many of these hints above are very useful in finding a mortgage specialist/broker that is looking out for you...not the bank or mortgage company and certainly not just to earn a commission. They should be someone you feel comfortable with...and hope to keep a successful long term relationship with.

Chuck.Barrington@bmo.com

http://www.nsmortgagespecialist.ca